Regulatory and Supervisory Authorities
International authorities
FINANCIAL MARKETS
OICV/IOSCO :International association of securities and derivatives regulators. Develops and promotes standards to protect investors and reduce systemic risks.
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
GAFI/FATF : Intergovernmental body. Its recommendations are not legally binding but serve as global standards for AML/CFT.
INTERNATIONAL SANCTIONS
ONU : The UN Security Council (UNSC) establishes sanctions regimes through binding resolutions for member states.
UNITED STATES
FINANCIAL MARKETS
SEC supervises securities markets and protects investors
CFTC regulates derivatives
FINRA oversees brokers.
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
FinCEN collects and analyzes suspicious activity reports (SARs) and issues AML/CFT regulations.
INTERNATIONAL SANCTIONS
OFAC enforces economic and sanctions decided by the U.S. government.
EUROPEAN UNION
FINANCIAL MARKETS
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
AMLA Anti-Money Laundering Authority, created in 2024): dedicated EU body for AML/CFT, with direct supervisory powers over high-risk entities and authority to impose administrative sanctions. Coordinates FIUs, centralizes data, harmonizes standards and methodologies.
EBA also develops AML guidelines for banks.
INTERNATIONAL SANCTIONS
Commission européenne designs and implements EU sanctions regimes
france
FINANCIAL MARKETS
AMF regulates securities markets, listed companies, and intermediaries
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
TRACFIN is the financial intelligence unit of the French Ministry of Economy and Finance. As both a financial intelligence unit and a first-circle intelligence service, it contributes to the development of a healthy economy by fighting against clandestine financial circuits, money laundering, and the financing of terrorism.
ACPR is responsible for supervising the quality of the AML/CFT framework of the institutions it oversees.
The DG Trésor leads AML/CFT policy and proposes improvements to the national framework through the COLB. It therefore takes part in drafting French regulations on anti-money laundering.
INTERNATIONAL SANCTIONS
Ministry of Economy/ Treasury Department enforces sanctions adopted by France and the EU
luxembourg
FINANCIAL MARKETS
CSSF supervises banks, funds, and securities markets
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
FIU Cellule de Renseignement Financier processes AML/CFT suspicions
The CSSF is in charge of ensuring compliance with the professional obligations regarding the fight against money laundering and terrorist financing by all the persons supervised, authorised or registered by it.
INTERNATIONAL SANCTIONS
Ministry of Finance / Financial Sanctions Service enforces EU and national sanctions.
UNITED KINGDOM
FINANCIAL MARKETS
FCA supervises conduct of financial firms and security markets
PRA ensures the soundness of banks and insurers.
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
NCA/UKFIU receives, analyzes AML/CFT suspicious reports
INTERNATIONAL SANCTIONS
OFSI implements sanctions decided by the UK government.
SWITZERLAND
FINANCIAL MARKETS
FINMA supervises banks, insurers, and securities markets
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
MROS (Money Laundering Reporting Office Switzerland) receives and analyzes AML/CFT suspicious reports
INTERNATIONAL SANCTIONS
SECO enforces sanctions adopted by the Swiss Confederation.
canada
FINANCIAL MARKETS
OSFI supervises banks, insurers, and pension funds
L’AMF regulates securities markets, insurance, derivatives, and distribution.
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
FINTRAC collects and analyzes AML/CFT purposes
INTERNATIONAL SANCTIONS
GAC (Global Affairs Canada) administers sanctions regimes.
japan
FINANCIAL MARKETS
FSA regulates financial markets, banks, and insurers.
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
JAFIC (Japan Financial Intelligence Center) handles AML/CFT suspicious reports.
INTERNATIONAL SANCTIONS
MOFA (Ministry of Foreign Affairs) enforces Japan’s sanctions regimes.
australia
FINANCIAL MARKETS
ASIC supervises securities markets, listed companies, and intermediaries.
APRA is Australia’s prudential supervisor, responsible for ensuring that our financial system is stable, competitive and efficient.
ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
AUSTRAC performs a dual role as Australia’s anti-money laundering and counter-terrorism financing (AML/CTF) regulator and financial intelligence unit. This dual role helps to build resilience in the financial system and enables AUSTRAC to use financial intelligence and regulation to disrupt money laundering, terrorism financing and other serious crime.
INTERNATIONAL SANCTIONS
DFAT /ASO is the Australian Government’s sanctions regulator. The ASO provides guidance to regulated entities on sanctions, processes applications for sanctions permits, and collaborates with other agencies to monitor and enforce compliance with Australian sanctions laws.
International authorities
OICV/IOSCO: International association of securities and derivatives regulators. Develops and promotes standards to protect investors and reduce systemic risks.
GAFI/FATF : Intergovernmental body. Its recommendations are not legally binding but serve as global standards for AML/CFT.
ONU : The UN Security Council (UNSC) establishes sanctions regimes through binding resolutions for member states.
United States
FinCEN collects and analyzes suspicious activity reports (SARs) and issues AML/CFT regulations.
OFAC enforces economic and sanctions decided by the U.S. government.
European Union
AMLA Anti-Money Laundering Authority, created in 2024): dedicated EU body for AML/CFT, with direct supervisory powers over high-risk entities and authority to impose administrative sanctions. Coordinates FIUs, centralizes data, harmonizes standards and methodologies.
EBA also develops AML guidelines for banks.
Commission européenne designs and implements EU sanctions regimes.
France
AMF regulates securities markets, listed companies, and intermediaries.
TRACFIN is the financial intelligence unit of the French Ministry of Economy and Finance. As both a financial intelligence unit and a first-circle intelligence service, it contributes to the development of a healthy economy by fighting against clandestine financial circuits, money laundering, and the financing of terrorism.
ACPR is responsible for supervising the quality of the AML/CFT framework of the institutions it oversees.
The DG Trésor leads AML/CFT policy and proposes improvements to the national framework through the COLB. It therefore takes part in drafting French regulations on anti-money laundering.
Ministry of Economy / Treasury Department enforces sanctions adopted by France and the EU
Luxembourg
CSSF supervises banks, funds, and securities markets
FIU Cellule de Renseignement Financier processes AML/CFT suspicions
The CSSF is in charge of ensuring compliance with the professional obligations regarding the fight against money laundering and terrorist financing by all the persons supervised, authorised or registered by it.
Ministry of Finance / Financial Sanctions Service enforces EU and national sanctions.
United Kingdom
NCA/UKFIU receives, analyzes AML/CFT suspicious reports.
OFSI implements sanctions decided by the UK government.
Switzerland
FINMA supervises banks, insurers, and securities markets.
MROS (Money Laundering Reporting Office Switzerland) receives and analyzes AML/CFT suspicious reports.
SECO enforces sanctions adopted by the Swiss Confederation.
Canada
FINTRAC collects and analyzes AML/CFT purposes.
GAC (Global Affairs Canada) administers sanctions regimes.
japan
FSA regulates financial markets, banks, and insurers.
JAFIC (Japan Financial Intelligence Center) handles AML/CFT suspicious reports.
MOFA (Ministry of Foreign Affairs) enforces Japan’s sanctions regimes.
AUSTRALIa
AUSTRAC performs a dual role as Australia’s anti-money laundering and counter-terrorism financing (AML/CTF) regulator and financial intelligence unit. This dual role helps to build resilience in the financial system and enables AUSTRAC to use financial intelligence and regulation to disrupt money laundering, terrorism financing and other serious crime.
DFAT /ASO is the Australian Government’s sanctions regulator. The ASO provides guidance to regulated entities on sanctions, processes applications for sanctions permits, and collaborates with other agencies to monitor and enforce compliance with Australian sanctions laws.
